Why your driving licence may invalidate your insurance

July 12, 2018

How many people are actually towing trailers, horseboxes and caravans not knowing that they may need to pass a further test?


If you passed your driving test after 1997 you probably can’t tow this trailer in the picture on the current B licence (ordinary car licence) that you current have.


Midland Transport Training say thousands of younger drivers could be risking a fine of as much as £1,000 and three to six points on their licence because they don't know how much they can legally tow.


Drivers who passed their test after January 1, 1997 have a B licence which imposes tighter restrictions than the B+E licence, which was previously issued. Figures from the DVLA show that more than five million drivers have passed their test since the beginning of 1997. Of those, just 1.2 per cent have passed a further test to upgrade to a B+E licence.


Without passing the B+E test, B licence holders are limited to towing a combined maximum authorised mass(MAM) of car and trailer combined equaling 4.25 tonnes. In practice, this means a younger driver towing a family caravan behind a mid-sized 4x4 may well be breaking the law.


Despite the potential to be prosecuted for driving without a valid licence, Perry Preston from Midland Transport Training believes the difference between a B and a B+E licence is not widely understood.


He said: "It's not well publicised, so a huge part of our job is educating and informing the private and public sectors of the legal requirements."


And don’t forget, without the right licence your insurance will almost certainly be invalid. So, if you are unsure if you can legally tow a caravan, horsebox, livestock trailer, or Jet Ski, speak to Perry Preston from Midland Transport Training for a free, no obligation chat, and he will explain how easy and inexpensive it can be to be legal.


The company also runs trailer refresher and familiarisation courses for those who have the right licence but have never towed before. Courses take place at their training centre in Leicester.


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